For those of you who just have a credit card, you must apply a strong commitment to using the credit card wisely. You can do a number of ways to use a credit card wisely and appropriately.

No Need to Use Multiple Credit Cards

It doesn’t matter if you have more than one credit card. Because each credit card has its own advantages. But what you need to pay attention to are the various costs that you need to pay. You need to pay interest fees, annual fees, bill printing fees, and other costs. If you want to have more than one credit card, look for a credit card that suits your needs and has many advantages. You can use a Credit Card, each type of card has many advantages.

Paying Bills Not Past the Due Date.

What you need to avoid so that your credit card bills swell is …

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Planning to open your own online business? The rapid development of the digital world makes online business even more promising. Especially with easy access, this business model can be done anywhere and anytime.

Even so, that doesn’t mean you don’t need a plan when you’re going to start your own online business. However, online business is still a business that requires careful planning to get multiple profits. To help you plan, here are some things to pay attention to when you first open an online business.

Design a Detailed Business Model

The first thing to pay attention to before opening an online business is the business model that will be run. When starting a business, you certainly have an idea of what the business will be like. Clarify the picture, add important details. The more detailed the description of your business capital, the better the results will be.

You can …

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In today’s modern era, all payments can be made easily without using cash or usually referred to as cashless. One of them that is often used is the use of a credit card. A credit card can be interpreted as a means of payment used to carry out financial transactions that are the responsibility of the bank.

In short, you pay for groceries using the bank’s money first and then you have to pay for it when it’s due. Many use credit cards because using credit cards is more practical and has many attractive offers than using cash.

But with a credit card, it’s not uncommon for many to use it continuously and have a lot of debt. You really need to pay attention to how to use a credit card wisely so that this doesn’t happen. In addition, when you apply for a credit card, you must choose a …

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During this pandemic, credit cards are much sought after by the public. Apart from being easy to activate, it turns out that there are also attractive offers such as discounts, points, installments, free annual card fees to its role as an emergency fund. So, it’s no wonder that young people today can easily apply for a credit card, which has many benefits.

How to use? How do I apply for a credit card? There must be a lot of random questions like this. Instead of wondering, you can find out first and understand what a credit card is. Watch this article till the end to find out the information.

What is a Credit Card?

In general, a credit card is a means of payment in lieu of cash in the form of a card issued by a bank to make it easier for its customers to make transactions. In contrast …

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Not a few people were found who canceled their intention to open a business because they were constrained by not having venture capital. In fact, not all businesses require large capital. If traced, many small capital businesses that can be initiated.

If you work on one type of small capital business and do it well, then this small capital business can be a field of money for you. There are several small capital businesses that require special skills to run, but don’t worry, there are also small capital businesses that everyone can run.

The most important capital for running this small capital business is intention and ideas. So, if you have creative intentions and ideas, the business you are running will go well. So, what are the small capital businesses that can be started for novice businessmen? Check out the explanation of the small capital business idea below.

Small Capital

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A marketing strategy is needed to promote your small capital business. The business opportunity strategy for selling with an online system is so large that you have to take advantage of the internet to promote the products you sell. There are several ways you can do your sales marketing strategy, namely as follows.

Social media

As we know that everyone must have social media from various backgrounds. So do not be surprised if social media is one of the lands that you can use to sell.

Marketplaces

In this modern era, there are also various kinds of marketplaces that are used for selling land. You can take advantage of this marketplace to open your dropship online shop.

Hold a Giveaway

This method is often used in selling and can be said to be quite effective in capturing the hearts of consumers. The strategy that can be done in this giveaway …

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Not a few people were found who canceled their intention to open a business because they were constrained by not having venture capital. In fact, not all businesses require large capital. If traced, many small capital businesses that can be initiated.

Small Capital Business Ideas

Graphic Design Services

In the current millennial generation, the world of design is increasingly popular and growing because it is often used for business. Many people need design services for their needs, such as poster designs, business cards, logos, banners, clothing designs, and many others.

Even though not everyone can perform this service, for those of you who are proficient in the field of design, you can take advantage of your skills to become a small capital business to generate income. The fees given vary depending on the desired design and the level of difficulty.

In this graphic design service, you have to prepare …

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Under current conditions, the consumption of digital technology is getting higher. This is because all activities must still be carried out from inside the house and the limitations of outdoor activities, so that sources of entertainment and information have turned to social media. One of the most popular is the YouTube platform. On this platform, anyone is free to upload videos of their creations.

Now, YouTuber is a profession that many people dream of. If you are one of those who wants to start the profession of becoming a YouTuber, prepare the following 4 things so you can be successful.

Concept and Branding

Unlike most people’s views, the YouTuber profession is not just a hobby. You still need a mature concept and marketing strategy that suits the target audience you want to reach.

First of all, decide what kind of concept you want to make your YouTube channel stand …

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In a matter of days, you will celebrate Chinese New Year in 2021. This year’s Chinese New Year celebrations will indeed be a little different due to the pandemic. However, that doesn’t mean you and your family can’t celebrate quality time with your family at home, including preparing a number of things for this celebration.

One of the things that is mandatory, of course, is shopping for Chinese New Year clothes. To add to your luck this year, you can plan frugal shopping tips for this Chinese New Year celebration. Here are some frugal shopping tips for Chinese New Year clothes that you can try.

Set a Budget with a Shopping List

The first tip that is important to do before shopping is to set a budget that will be used while making a shopping list. With a clear budget, it will also be easier for you to make the …

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In this modern era, millennial banking is increasingly loved by the millennial generation, especially with the convenience of making transactions using smartphones. Then what are the activities and habits that occur in this millennial banking?

Have More Than One Online Savings For Every Need

Did you know that millennials have more than one online savings account to manage their finances? This is due to the easier allocation of funds.

If all income is saved into several online savings accounts, millennials will be able to manage expenses according to existing needs. For example, saving A is used to pay for daily needs, saving B is for investment, and saving c is for retirement funds. So this can prevent swelling that often occurs when expenditure exceeds the requirement limit.

Millennial Savings No Need to Bring a Wallet!

Practically, this is the main thing that millennials pay most attention to, with millennial …

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