Who doesn’t like shopping? Especially when it’s too late and bored. Shopping is often believed to have a positive effect on one’s mood. Familiar with the expression ‘shopping to relieve stress’?

Actually there’s nothing wrong with shopping, anything from hair accessories to stylish shoes that you realize or not will make your appearance more attractive and increase a woman’s confidence. But, sometimes this habit can actually interfere with your finances.

The habit of over-spending can get you caught up in impulse buying which can not only have a happy effect but loss, stress and deep regret later on. Of course, you don’t want your finances to run low at the end of the month, making it difficult to buy necessities that need to be owned every month just because you buy things you don’t really need.

Christmas Day has a sacred meaning for Christians. Even though it was only one …

Read More