How to Prepare Children’s Education Costs

As a parent, of course you have thought about your child’s education long ago. In fact, it is not uncommon for newly married couples to have thoughts about the education of their children. Indeed, it is better if we have a mature plan for an important matter. This will avoid things that were previously unthinkable.

One that sometimes preoccupies every parent’s mind about their child’s education is the cost. Day by day, the cost of education is not getting cheaper, but quite the opposite. This is what makes you have to set up a special fund for the education of your baby. Here are 4 ways to prepare for children’s education costs that you can do as early as possible.

Save Money For Education Children

This method is the easiest to do, but it takes consistency. You can save for your children’s education immediately after marriage, even if you haven’t thought about having children yet. No need for a large amount, you can set aside a few percent of your income and your partner.

Remember the saying little by little will become a hill? Do not use the money that has been saved for consumptive needs. Make up your mind to really save the savings that have been collected as children’s education expenses. You will enjoy the results later when your child starts school. Chances are, you won’t be as dizzy as most parents when their children start their education.


Even though it has the same way as saving, investment promises more abundant results. By investing, it means you are creating a bright future for your child’s education. Why is that? You will get the money that has been invested with added value. Profitable, right?

Self-investment is an economic activity carried out at present to obtain profits and benefits in the future. In contrast to money stored in a bank, the value of the money you put into investment products will increase over a certain period. That way, you will get excess profits.

Investment can also save you from using the money that has been set aside for children’s education. By investing, it means that you leave your money in the hands of third parties for a certain period, without taking it until the end. You can invest in gold, because it has a value that tends to be stable and even increase. Another option is mutual fund investment.


Insurance itself has many types, from health insurance, disaster, to education. You can use education insurance to prepare for your child’s school fees. So far, many people have misunderstood education insurance and education savings. The results from education insurance have a greater chance, because the funds you insure are used as an investment product. You can use the insurance funds later when your child starts school.

Submit Unsecured Credit

One effective way to set up a child’s education fund is to apply for Unsecured Loans. Unsecured loans have convenience and guaranteed security, especially if the unsecured credit products are taken from banks, which are official financial institutions registered and supervised by the government. Competitive interest with relatively fast disbursement makes the need for the funds you have for your child’s education more guaranteed.

Related Posts