Having clear financial goals is an obligation for everyone, even for those of you who are still fresh graduates and have just started working. Clear financial goals will affect how you plan finances, for example, such as measuring the minimum amount of salary you receive during your first job interview. It’s also easy for you to project priority matters into financial planning later. Therefore, here are some financial goals that you should prioritize.
Emergency Fund Allocation
This financial goal is usually forgotten by many people, especially for fresh graduates who have just started working. In addition to daily needs, you also have to allocate income to be put into an emergency fund post. Emergency fund posts are intended for needs that you cannot predict in advance.
At the very least, you should allocate 10% of your total income as an emergency fund. This means, if your salary is large, then … Read more “The Importance of Having Financial Goals for Fresh Graduates”