Author: Eliza

Changing the design of your workspace at home can be an effective way to improve your work mood, especially if the design of the space you apply matches your style and preferences. For example, if you like something simple, change the design of your workspace with a minimalist touch to make the room look wider and easier to clean. Creating a minimalist room design is also not difficult, here are four things that you can apply immediately.

Plain Interior Base

One of the hallmarks of a minimalist room design is the minimal use of excessive patterns. Even if there are, the motif patterns used are usually graphic-based such as lines and points, or shape-based such as circles, squares and ovals.

To make your workspace more dynamic, you can mix several colors into one scene. For example, if you want to adopt a natural theme, you can combine a white base …

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Inflation is a very troubling financial threat for all groups. In this case, the presence of investment is a key where you can maintain the value of your money and even have potential profits every year.

However, even so, you still need careful planning and in-depth knowledge about the investment itself. Therefore, here are 5 investment book recommendations that can help your understanding.

Rich Dad, Poor Dad – Robert Kiyosaki

Through this book, Kiyosaki introduces to readers that basically poor people work to earn money, while rich people work to gain knowledge.

In this case, you will learn more about how to manage your finances, get to know the basic principles, so you can start investing and have a healthier financial condition. In addition, Kiyosaki teaches to allocate funds to 3 main types of assets, namely property, business, and paper assets (stocks or bonds). Everything is presented in a relaxed …

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Inflation is a very troubling financial threat for all groups. In this case, the presence of investment is a key where you can maintain the value of your money and even have potential profits every year.

However, even so, you still need careful planning and in-depth knowledge about the investment itself. Therefore, here are 5 investment book recommendations that can help your understanding.

The Four Pillars of Investing: Lessons for Building a Winning Portfolio – William J. Bernstein

This book tells the story of a neurologist and financial expert, William J. Bernstein. In this case, Bernstein teaches how to develop a stable growing investment portfolio, using strategies that focus on history, the business of investing, theory, and psychology. Bernstein believes that this strategy can add to the coffers of rupiah deposits constantly. In addition, the delivery used is very easy for novice investors to understand, so the learning process …

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Financial freedom itself can be interpreted as a person’s financial condition that is sufficient to finance his main needs and lifestyle. This financial freedom is usually marked by a fairly high position at work, or having assets or investments that are other sources of income so that you no longer need to depend too much on your main job.

Pay Off All Debt

Pay off all debts you have, including installments. It’s time to clean up, you should avoid spending in installments again, especially shopping for non-urgent necessities. Make “paying off all debt” your priority to achieve financial freedom. Once you are free with debt. You can focus more on achieving your financial goals because there are no more burdensome debt barriers.

Minimalist Lifestyle

You can also start implementing a minimalist lifestyle, namely by going against your own culture and consumptive habits. Start with where you live. You can fill …

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Financial freedom itself can be interpreted as a person’s financial condition that is sufficient to finance his main needs and lifestyle. This financial freedom is usually marked by a fairly high position at work, or having assets or investments that are other sources of income so that you no longer need to depend too much on your main job.

The financial freedom that everyone dreams of can be achieved with the right financial arrangements. Once you achieve financial freedom, you will no longer feel that your daily needs will be a burden. Check out four ways to achieve financial freedom that you need to know.

Recognize Your Own Financial Conditions and Goals

Recognize whether your current financial condition can meet all your needs or if there are still many obstacles when you want to meet those needs. Your financial condition is not only about how much income you generate, but …

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