How to save when the salary is running low at the end of the month

Now, anytime can be the right time to pamper yourself in the midst of fatigue, from shopping, traveling, hanging out and so on. But sometimes it becomes a problem when it’s old. Even though it’s enough with logical shopping, old date is no longer a problem. Check out the following trick.

Determine the Expenditure Budget

Calculating the budget that will be issued is very important. It is possible that our daily needs may be more than one, so that we become accustomed to sorting out what is a priority and not going too far.

Avoid ‘Hungry Eyes’ Excessive

Shopping is not only about meeting needs, but also holding back excessive desires. Many online and offline stores sell a variety of goods in full and at low prices. Do not let ‘hungry eyes’ make our pockets just drained.

Take advantage of existing promotions

It’s time to diligently find out the latest promo information at merchants, because it will be much more profitable if we can take advantage of it. Counter Hero, Giant and Guardian can be alternative places to shop because there is a 3.5% cashback, 0% SimplePay for 6 months for retail transactions and several other attractive promos using the PermataHero Card.

Bring Cash As Necessary

Cash in our wallet can indeed make us calm and can be used at any time, but it will be more economical if we use it for things that are really necessary. The current cashless method can be more economical, especially if you shop at Hero, Giant, Guardian, you get a 5% discount for the private label, and 1.5% cashback outside of Hero, Giant and Guardian.

Savings Savings Budget Savings

If we are able to take advantage of the various attractive promos that exist, the remaining spending budget can be saved or invested. More profitable, right?

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