Category: General Articles

In a matter of days, you will celebrate Chinese New Year in 2021. This year’s Chinese New Year celebrations will indeed be a little different due to the pandemic. However, that doesn’t mean you and your family can’t celebrate quality time with your family at home, including preparing a number of things for this celebration.

One of the things that is mandatory, of course, is shopping for Chinese New Year clothes. To add to your luck this year, you can plan frugal shopping tips for this Chinese New Year celebration. Here are some frugal shopping tips for Chinese New Year clothes that you can try.

Set a Budget with a Shopping List

The first tip that is important to do before shopping is to set a budget that will be used while making a shopping list. With a clear budget, it will also be easier for you to make the …

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In this modern era, millennial banking is increasingly loved by the millennial generation, especially with the convenience of making transactions using smartphones. Then what are the activities and habits that occur in this millennial banking?

Have More Than One Online Savings For Every Need

Did you know that millennials have more than one online savings account to manage their finances? This is due to the easier allocation of funds.

If all income is saved into several online savings accounts, millennials will be able to manage expenses according to existing needs. For example, saving A is used to pay for daily needs, saving B is for investment, and saving c is for retirement funds. So this can prevent swelling that often occurs when expenditure exceeds the requirement limit.

Millennial Savings No Need to Bring a Wallet!

Practically, this is the main thing that millennials pay most attention to, with millennial savings, …

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Marketing strategy is a set of goals and objectives, policies and rules that give direction to marketing efforts from time to time at each level and location.

Philip Kotler stated that modern marketing strategy generally consists of three stages, namely market segmentation, target market determination, and market positioning.

From the definition above, it can conclude that marketing strategy is a process of activities using management functions to meet consumer needs through transactions.

1) Product strategy

Product form includes physical goods and services that can satisfy consumer needs. Companies that have to constantly improve existing products and develop new products to satisfy customers every time so that they can generate very high sales.

2) Pricing strategy

Some companies determine the price of a product by estimating the cost per unit to manufacture the product and pricing based on cost. If this method is use then the company must also record

all …

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Shopping for household needs has become a routine obligation that is carried out every month. Parents can take advantage of this momentum to introduce their little ones to the importance of logical shopping from an early age. The method:

Give Example

Make a shopping list and involve the child in buying items together according to the list. Also explain the importance of discipline in shopping logically, so you don’t add unnecessary items.

Be Careful with Prices

When shopping, don’t be afraid to discuss prices with your child. Also choose a place that supports you logical shopping. For example, at Giant or Hero you will get a 20% discount every Monday – Thursday for fresh products using the PermataHero Card. Apart from that, there is also a 3.5% cashback for every purchase in the Hero Group. Even if you shop elsewhere you can get 1.5% cashback with a PermataHero Card. Buying …

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Talking about good design, we must first look at the context and purpose of the design being made. There are no fixed parameters. If the goal is to be commercial, then the design created must be able to sell or promote an item.

But if for publication purposes, what is called ‘good’, you need to look at how the content is structured, the angle of the talk, the layout, and so on. In fact, sometimes the design at the exhibition emphasizes expressive aspects rather than clear communication because it aims to attract attention.

But in general, every design regardless of the context, must be able to communicate, have views and expressions according to the space.

Work for the benefit of the project

There is a journey that must be passed for in the end a design is created. Especially when working for the benefit of a client’s project, sometimes …

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